Our People

We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. We always review your policies at renewal time making sure that you are always getting the right protection at the right price.

Ross Richey

Owner / President p(270) 543-1124

Ross is President and owner of Lawton Insurance. His passion for providing insurance solutions for clients began while working at Lawton during the summers of his college career. He graduated from Western Kentucky University in 2006 with a Business Management Degree.

Ross’s professional designations are important to him. He recognizes the complexities of the insurance industry and knows he must remain current and knowledgeable of the insurance product in order to best serve his clients. As an alumnus of the State Auto PaceSetter program, he has developed superior methods for providing client-oriented service. He holds the Accredited Advisor in Insurance and the Certified Work Comp Professional designations, and is currently working toward his Certified Risk Management designation.

Involvement and service to the local community has always been a part of Ross’s makeup. He was named Young Entrepreneur of the Year in 2008 by the Greater Muhlenberg Chamber of Commerce. He is currently participating and learning about that local community as a member of the 2012 Class of Leadership Bowling Green.


Stephen P. Durham, CIC

Executive Vice President p(270)836-4674

Originally from Madisonville, KY, Stephen Durham is a graduate of Murray State University and began building the Cole & Durham Insurance family nearly three decades ago. With more than 20 years of insurance experience, Stephen is a Certified Insurance Counselor and a member of the Motorists Mutual President’s Advisory Council, and he is dedicated to building lasting relationships with every one of his valued clients. In his free time, Stephen enjoys spending quality time with his wife, Starr, and their children, Miles and McKinsey. Stephen also enjoys coaching high school soccer, golfing, and hunting.


Bryan Buchanan

Executive Vice President p(270) 543-0630

A graduate of Western Kentucky University, Bryan Buchanan joined the Lawton Insurance family in 2008. A Certified Benefits and Wellness Advisor, Bryan specializes in commercial and personal lines, as well as employee benefits. Building relationships and providing outstanding service to clients are what matters most to Bryan. In his free time, he enjoys spending quality time with his wife, Natalie, their son, Asa Michael and daughter, Abby Jo.


Lori Parks Byers

Account Executive p (270) 685-5124

A Madisonville, KY native and a graduate of Kentucky Wesleyan College, Lori Parks Byers joined our Insurance family in 2005. With more than a decade of insurance experience, Lori specializes in personal and commercial lines and strives to find each client the best possible rate and most comprehensive coverage plan available. Lori enjoys spending time with her husband, Ben, and two children, Jon-Hunter and Sophia. She also loves entertaining friends, cooking for loved ones, and getting lost in a good book.


Kelly Hardesty

Account Executive p(270) 298-3352

A Hartford, KY native, Kelly Hardesty started at Westerfield in 1984 and joined Horn and France in 1986, in 2017 she brought her 30+ years of experience back to Westerfield. As a Kentucky Accredited Customer Service Rep, Kelly  specializes in personal lines and puts her knowledge to work helping find each client the best possible coverage for their needs. In her free time, Kelly enjoys spending time with her husband, Danny, and their son, Levi and their Layton. She enjoys cooking for family and friends and likes to get outside regardless of the weather.


Jeff Johnson

Account Executive p(270) 685-5124

A native of Owensboro, KY and a graduate of Kentucky Wesleyan College, Jeff Johnson joined the Horn and France Insurance family in 2016. With more than seven years of insurance experience, Jeff specializes in organizational communications and enjoys building personal relationships with each of his valued clients. Jeff is an avid sports fan and enjoys coaching his son, Nolan, in baseball and basketball. He also enjoys spending quality time with his wife, Beth, and is active in his church community.